Accessing Melli Bank’s Mobile Services Abroad: A Comprehensive Guide

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For many Iranians residing or traveling overseas, the question of whether it’s possible to utilize Melli Bank’s mobile services from abroad is pressing. Melli Bank, with its innovative “Bam” system, stands as a beacon of online banking, offering unparalleled customer access to account information.

However, leveraging this system internationally hinges on a critical requirement: the registration of a mobile phone number under the account holder’s name with an Iranian telecom operator. This guide, complemented by insights from Surftunnels, provides essential tips for navigating and utilizing the National Bank of Iran’s application from any corner of the globe.

Verification code for account owner’s mobile number

All “Bam” or mobile users of the National Bank of Iran, particularly those utilizing Bank Melli’s services abroad, are required to receive a verification code on their mobile phones prior to accessing the system. This code facilitates entry into Bank Melli’s website, granting access to the user interface. It is imperative for users to activate their roaming service before departing their home country. This ensures the reception of the necessary confirmation SMS, enabling the seamless use of Bank Melli’s mobile application from any location worldwide. This step is crucial for maintaining secure and uninterrupted access to banking services, highlighting the importance of preparatory measures for international travelers and expatriates.

Using Bam system for overseas customers with Iranian IP

Access to mobile and Internet banking services, including those provided by Bank Melli, is restricted outside of Iran. Consequently, to utilize Bank Melli’s mobile application while abroad, users must modify their IP address to an Iranian one. Without an Iranian IP, connecting to these banking services is not feasible. By purchasing an Iranian VPN through Surftunnels, users are equipped with a VPN account. Following the provided setup instructions, this account enables users to connect to an Iranian IP, thus unlocking unrestricted access to both mobile and Internet banking services from any location outside Iran. This solution ensures that Iranians living or traveling abroad can manage their finances seamlessly, without the geographical limitations imposed on banking applications.

Iranian IP address

connect to a bank from outside the country, such as use Mellat Internet and Mobile Banking for Iranians abroad or accessing Tamin Ejtemaei Insurance for Iranians living overseas, necessitates the use of an Iranian IP address—similarly required for Bank Melli’s international users. An IP address serves as a unique identifier on the internet, offering insights into the user’s internet behavior. For Iranians residing outside their homeland, securing an Iranian IP is crucial not only for accessing restricted or censored content but also for safeguarding their online privacy. Hence, employing an Iranian IP address while abroad is essential for uninterrupted access to domestic online services and for maintaining a secure presence on the network. This practice ensures that Iranians globally can stay connected to their financial institutions and access important national websites without compromise.

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Dear valued Surftunnels customers, if you find that within 24 hours you are unable to access your desired website, provided the source website is not experiencing any technical issues, we assure you that you are eligible for a money-back guarantee. We appreciate your understanding and cooperation.

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Access to Bank Accounts, Online Streams, Government Websites,...

Active Customer Support

Instant Delivery Upon Purchase

High Security and Speed

Dear valued Surftunnels customers, if you find that within 24 hours you are unable to access your desired website, provided the source website is not experiencing any technical issues, we assure you that you are eligible for a money-back guarantee. We appreciate your understanding and cooperation.

How to get an Iranian IP

To access entertainment platforms like Namava and Filmo, educational resources such as Nama Shaad, or banking services with the National Bank from outside Iran, acquiring an Iranian IP address is essential. This process involves two key steps aimed at ensuring seamless access to these services through a cloud IP.

Firstly, leveraging a smart domain system through VPN and Iranian proxy services presents a reliable solution for securing an Iranian IP address. These technologies are particularly effective for streaming audio and video content, allowing users to enjoy Iranian movies and shows without geographical restrictions. For instance, utilizing the Humand domain system facilitates access to a wide array of multimedia content directly from Iranian websites.

However, it’s important to note that for more secure websites, such as those related to internet banking with institutions like the National Bank, this method might not be as effective. The stringent security measures of these sites often make it challenging to access them with an Iranian IP or ID. In these cases, additional steps or specific VPN services tailored for banking applications may be required to ensure a secure and reliable connection.

The second crucial step in accessing an Iranian IP address from abroad involves purchasing and setting up a VPN service specifically designed for Iran. This method, known as Iran VPN, enables users to change their virtual location to Iran, facilitating access to a wide range of services including Internet Banking and Mobile Banking with the National Bank from any global location. By adjusting your IP to an Iranian one, the Mobile National Bank’s services become readily accessible, streamlining your financial management tasks while abroad.

Furthermore, utilizing a proxy is heralded as one of the safest methods to secure an Iranian IP address. This approach negates the need for downloading additional software. Through a proxy service, users can manually select an Iranian IP address in their web browser, granting them access to Iranian websites. This method proves particularly useful for conducting financial transactions using Iranian bank cards, such as those from the National Bank, from overseas locations. Surftunnels offers a platform for acquiring various proxies or VPN services, tailored to bypass filters and ensure uninterrupted access to Iranian IPs.

It’s important to emphasize that Surftunnels is recognized for its secure VPN services. The platform guarantees the encryption of your information, ensuring that your personal and financial data remain confidential. This level of security is paramount when connecting to sensitive financial and banking systems, including those of the National Bank from outside Iran. The commitment to user privacy and data protection is a key reason why many international users prefer Surftunnels for their VPN needs, ensuring a safe and reliable connection to Iranian services from anywhere in the world.

Features of Melli Bank of Iran

Utilizing the Mobile Bank of Iran’s internet services offers unparalleled convenience for managing finances, making it a valuable tool for Bank Melli customers, even when they are abroad. This digital platform enables users to conduct money transfers at any moment, view their balance, and examine their account statements without geographical limitations. A notable feature of the National Bank Mobile app is the ability to immediately block your card in case it is lost or stolen, significantly reducing the risk of fraudulent activities without the need to visit a bank branch physically.

Moreover, the app extends its functionalities to include bill payments and online shopping, enhancing the banking experience by consolidating various financial services in one accessible location. For Bank Melli customers traveling or living abroad, the Mobile Bank proves to be the most efficient way to stay on top of their accounts, ensuring that they can manage their finances with ease from any corner of the globe.

However, it’s important to note that accessing Mobile Bank Melli and other related services outside Iran necessitates an Iranian IP address. This requirement underscores the importance of internet security and privacy measures, especially when dealing with sensitive financial transactions. By securing an Iranian IP address through reliable VPN services, Bank Melli users can ensure safe and unrestricted access to their mobile banking services, regardless of their physical location. This level of accessibility and security makes Mobile Bank an indispensable tool for Iranians worldwide, aiming to maintain control over their financial matters seamlessly.

Connecting to municipal websites for Iranians abroad

How to register in the BAM system or with National Bank of Iran

To sign up and access the Bam Bank Melli system, customers must follow a straightforward registration process. For those who already have the SMS service activated with Melli Bank, the process is directly initiated by visiting the Bam Melli website at my.bmi.ir. This initial step is crucial as it forms the gateway to the banking system, with active SMS service acting as a prerequisite for entry.

For customers who have yet to activate their SMS service with Melli Bank, a visit to a local bank branch is necessary to enable this feature. Upon activation, the next step involves completing the registration process, which can be initiated by visiting the same website, my.bmi.ir. This ensures that all users, regardless of their initial SMS service status, have the opportunity to engage with the Bam system.

The registration process is user-friendly and designed to be completed in five essential steps. To begin, navigate to the Bam Melli website and select the “Register in Bam Melli system” option. This action will lead you to the registration form specific to the Bam system. The first of the five steps requires you to input your national code and the mobile phone number associated with your National Bank account. It is imperative that the mobile phone number provided matches the one registered with Melli Bank’s SMS service to ensure a seamless and successful registration process.

By adhering to these steps, Bank Melli customers can easily register for the Bam system, thereby gaining access to a suite of online banking services designed to enhance their banking experience, both domestically and internationally.

Frequently Asked Questions

 What do you know about the verification code for the account owner’s mobile number?

The verification code serves as a critical security measure for users of the “BAM” system or mobile banking with the National Bank of Iran, notably for those utilizing Bank Melli’s services from abroad. Before system access is granted, a verification code is sent via SMS to the user’s mobile phone. Inputting this code is the key to unlocking access to the banking system’s user interface, ensuring a secure and personalized banking experience. Consequently, it’s imperative for users to activate their mobile phone’s roaming service prior to departing Iran. This preparation ensures that they can receive the necessary SMS verification, allowing them to utilize Bank Melli’s mobile banking services from any global location, maintaining seamless and secure access to their financial information and transactions.

 Are mobile or internet banks available outside of Iran?

Mobile and Internet banking services provided by Iranian banks, including Bank Melli, face geographical restrictions that limit their availability outside of Iran. Consequently, for customers wishing to utilize Bank Melli’s mobile application while abroad, it becomes essential to modify their device’s IP address to an Iranian IP. This adjustment allows for a connection to the bank’s mobile and internet banking platforms, which would otherwise be inaccessible due to the geographic limitations imposed on these services. Without adopting an Iranian IP, connecting to these banking services from outside Iran is not feasible, making the use of a VPN or similar service a necessary step for Iranians looking to manage their finances seamlessly while traveling or living abroad.

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